There are often times during the year when you need something straight away but unfortunately don’t have the cash to pay for it.
Christmas and birthdays in particular are occasions which can be a heavy drain on your purse, especially if you have a larger family or a big circle of friends. Sometimes an essential household item breaks down or fails just when you can least afford to get it fixed.
In these sorts of situations, being able to purchase exactly what you need when you need it and pay at your leisure can be of enormous benefit. It explains why more and more people are turning to online shopping catalogues such as grattan.co.uk or very.co.uk in order to spread the cost of their purchases.
View current list of catalogues which allow you to Buy Now & Pay Later
Great variety of fantastic merchandise
Clothes, furniture, jewellery, home furnishings, white goods, toys, bikes, outdoor tools and sports equipment are just a few of the things on offer through online catalogues like littlewoods.co.uk. Often featuring branded products, catalogue items are a good mix of things you would find on the high street and exclusive ranges specific to the particular company.
The spectacular assortment of irresistible items enables shoppers to buy everything from school uniform to a new washing machine without having to immediately pay for it. Many people find catalogue shopping a great way to effectively budget in order to afford life’s essentials.
Interest free credit on many items
Provided you pay the required amount in a fixed time period, many items are available using a credit account without the need to pay an additional sum in interest. If you wish to pay for larger items over a longer period of time, then a small amount of interest is charged.
The rates and terms are always clearly laid out and the level of credit you are permitted is limited, meaning there is minimal risk of buying more than you can afford.
Convenient and flexible ordering
As products are ordered online, it’s possible to shop whenever suits you, including evenings and weekends. Order the products you want with only a few clicks of the mouse. You can even process orders from your smartphone, enabling you to get what you need wherever you are.
Delivery to your door is rapid and efficient, ensuing goods usually arrive in good time. All routine transactions can be completed online, so there are no treks to the bank or complex payment methods to struggle with.
A major advantage of online catalogue shopping is the chance to pick up premium goods at incredibly low prices. Regular promotions, flash sales and a number of cost-effective deals such as 2-for-1 or BOGOF (Buy one, get one free) ensures that it pays to check back frequently to ensure you don’t miss out on a bargain.
Many people find that using one of the well-known, reputable online catalogue sites which are currently available offers a great way of getting the goods they want when they want them at an extremely attractive price.
Companies which offer Buy Now Pay Later
Simply Be, Freemans, Fashion World, Very and Littlewoods are just a few which can offer Buy Now Pay Later payment plans. Click here to view the list of catalogues which offer this plan.
Buy Now Pay Later With Bad Credit | No Credit Check
If you have a poor credit history, then it may be difficult to get access to a Buy Now Pay Later scheme. You may still be eligible for a credit catalogues and make pay weekly or pay monthly payments, but you will be required to start repaying for your items within 2-4 weeks.
A credit check is performed on all catalogues applications with instant approval if you have an acceptable credit rating. If you have bad credit, your choices will be restricted, but you can apply with companies such as BrightHouse and DialA TV who may be able to help. Click here for the current list of catalogues for bad credit.
Unfortunately, there are no such things as no credit check catalogues, as all companies will require a credit and affordability check before providing you finance.